The information below shows the best analysis currently available. Figuring this out and boiling it down to a few measures, can be difficult. When it comes to healthcare, patients want the best possible care and experience. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission.Ratings for HARMONY UNITED HEALTHCARE LLC We forward your information to a lender you wish to contact so that they may contact you directly.Ĭopyright © 2023 Consumers Unified, LLC DBA ConsumerAffairs. Rather, we display rates from lenders that are licensed or otherwise authorized to work in Vermont. Home Warranty disclosure for New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.Ĭonsumers Unified, LLC does not take loan or mortgage applications or make credit decisions. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers.Ĭompany NMLS Consumer Access #2110672 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER Our content is intended to be used for general information purposes only. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. In the worse case, UHC may cause death and drain all your financial resources leaving you penniless - in poverty! I chose Plan G.ĬonsumerAffairs is not a government agency. UHC IS NOT PROTECTING ITS AARP-INSURED CLIENTS UHC is a potentially life-threatening and financially-devasting health insurance provider. UHC reps assure you are insured and not to worry because the 30-day payment 'grace period' is in force and covers you. Altogether the time period exceeded the 30-day 'grace period'! If you stop payment due to a bank account issue (hacking or cash-flow/timing) with your bank stopping payment AARP/UHC, UHC online premium payment records show payment and then UHC reverses the payment about 5 days later if your bank continues to stop all UHC payments.Īll UHC and AARP insured clients must know that you the insured must tell your bank to lift the 'stop payment' UHC reps do not know this and will not tell you. My one-time payments two months in a row were recorded as paid by UHC and then reversed THIS MEANT I HAD NO COVERAGE - I checked online the following day after payments and saw the payment received but did not check 5 days later after each repeated one-time payments to be sure I was insured. For how much of my income they receive for the plan itself, it is NOT worth it. The (lack of) coverage through United Healthcare should be criminal. At this rate, I’m spending just as much money out of pocket as I would WITHOUT the insurance, and I’d be better off NOT having the cost of the insurance taken out of my hard-earned pay. I’ve spent more money out of pocket on just basic healthcare in the last 10 months on this plan than I ever have in my entire adult life, and I’m at the point where, despite having a chronic health condition, I’m ready to just dump this garbage insurance altogether. According to the processed claim, I owe the entire amount, $390, out of pocket because the RADIOLOGIST was “out-of-network.” I’ve NEVER in my entire life had a problem with coverage on BASIC x rays. Prior to having the x rays done, I navigated their provider search on UHC app, and it showed that my hospital (a well-known, large hospital in the area) was covered in-network. In addition to their “tiered benefits” scam, I just happened to check my recent claims for x rays my rheumatologist had ordered. Once I reach my $2500 deductible, THEN I will have a co-pay of $25 per visit. Even though he is technically in-network, every time I see him (every three months), I pay $175 out of pocket until I reach my $2500 deductible. Because I value the quality of my healthcare providers over their cost, I chose an in-network, non-tier 1 primary care physician who I am comfortable with. Not only are you searching for in-network providers, you’re also navigating through their PREFERRED, low-cost Tier 1 options in order to “save” money.
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